Embedded Insurance

Unlock the True Potential of Embedded Insurance Platform

SubscriptionFlow delivers production-ready billing, enrollment, triggers, and payouts for embedded, specialty, parametric, and usage-based programs, so you launch in weeks, not years. Move faster, operate leaner, and scale with confidence on infrastructure built for modern insurance.

Trigger
Payout

How it works

SubscriptionFlow sits between your distribution partners and your core insurance systems,

handling the entire insurance-specific lifecycle, so you don’t have to rely on fragmented tools for quotes, checkout, documents, triggers, and payouts.

Enrollment

Capture insured details, consent, and eligibility in a fully embeddable flow your partners control.

Pricing

Dynamic pricing engine connects to your rating tables or carrier APIs in real time.

Checkout

Embedded checkout with recurring billing, one-time premium collection, and usage-based metering.

Enrollment

Capture insured details, consent, and eligibility in a fully embeddable flow your partners control.

Trigger

Connect data feeds, flight APIs, weather sensors, uptime monitors, to fire policy events automatically.

Payout

Instant, automated claim settlement via ACH, card, or embedded wallet, no adjuster required.

How it works

SubscriptionFlow sits between your distribution partners and your core insurance systems,

handling the entire insurance-specific lifecycle, so you don't have to rely on fragmented tools for quotes, checkout, documents, triggers, and payouts.

01

Enrollment

Capture insured details, consent, and eligibility in a fully embeddable flow your partners control.

02

Pricing

Dynamic pricing engine connects to your rating tables or carrier APIs in real time.

03

Checkout

Embedded checkout with recurring billing, one-time premium collection, and usage-based metering.

04

Documents

Automated policy issuance, certificates, endorsements, and renewals fully compliant and branded.

05

Trigger

Connect data feeds, flight APIs, weather sensors, uptime monitors, to fire policy events automatically.

06

Payout

Instant, automated claim settlement via ACH, card, or embedded wallet, no adjuster required.

Distribution

Built for Every Insurance Distribution Model

SubscriptionFlow provides the infrastructure to launch, manage, and scale embedded insurance products across any distribution channel. Whether you’re distributing through ecommerce channels, writing speciality liability, or building parametric products, SubscriptionFlow provides the enrollment-to-payout infrastructure specific to each model. Launch products faster, connect distribution partners seamlessly, and scale embedded insurance programs through a single platform.

  • Launch products faster
  • Connect distribution partners seamlessly
  • Scale embedded insurance programs through a single platform
Ecommerce channels Speciality liability Parametric products Enrollment to payout
Premium billing

Premium Billing Designed for the Complexity of Insurance

SubscriptionFlow simplifies the complexities of insurance premium management with billing workflows designed specifically for the industry. The platform automates pro-rata premium calculations, commission splits, policy document delivery, and renewal processing while ensuring accurate reporting and remittance.

SubscriptionFlow connects to your existing policy admin system by pushing bind, endorsement, cancellation, and payout events in real-time.

Platforms

Find the Platform Built For Your Business

Whether you're embedding coverage into a checkout flow, binding specialty liability, or triggering parametric payouts, SubscriptionFlow has a purpose-built platform for it.

For MGAs and Brokers

MGA Technology Platform

SubscriptionFlow gives MGAs a technology platform to manage multi-channel distribution, automate enrollment and premium billing for each distribution partner, track commission splits per policy, and deliver certificates, without building a custom billing system per channel.

For carriers

Insurance Carrier Billing Platform

Carriers replace legacy premium billing modules with SubscriptionFlow's API-first insurance billing platform, handling recurring premium collection, remittance reporting, dunning, and policy-level payment history connected to your core system via webhooks.

For parametric and affinity

Parametric Insurance Platform

Parametric MGAs and carriers use SubscriptionFlow to connect external data triggers to automated payouts, ingesting flight, weather, or infrastructure status data, evaluating against policy thresholds, and disbursing funds without a manual claims step in between.

For telematics, pay-per-mile, and on-demand carriers

Usage-Based Insurance Platform

SubscriptionFlow ingests real-time usage signals such as miles driven, hours of operation, API calls, device sessions, and translates them into accurate premium charges billed on your chosen cadence. Instead of flat recurring premiums, SubscriptionFlow runs a metered billing layer on top of your rating engine.

Modern liability products

Digital Infrastructure for Modern Liability Products

Our platform enables insurers and MGAs to build and operate specialised liability programs with configurable workflows, automated decisioning, and API-first distribution. From quote to bind to claims, manage speciality liability products with infrastructure designed for speed, flexibility, and scale.

Configurable workflows Quote Bind Automated decisioning Claims API API-first distribution
Flight status data Weather data feed Real-time monitoring Trigger validation configurable triggers Rapid payout automated · instant
Real-time data

Instant Protection Powered By Real-Time Data

SubscriptionFlow enables carriers, MGAs, and embedded insurance providers to launch parametric products powered by external data sources, automated trigger validation, and streamlined products. Build next-generation insurance products with configurable triggers, real-time monitoring, automated class validation, and rapid payouts.

Launch Your Insurance Program Faster

SubscriptionFlow gives you the complete stack to launch, distribute, and grow insurance products faster. Ready to launch? Schedule a demo.

Schedule a demo