Drive Cross-Border Revenue Growth with EBANX Payment Gateway
The EBANX payment gateway lets global subscription businesses bill customers in Latin America, Africa, and Asia using local cards and recurring local methods such as Pix Automático in Brazil, UPI AutoPay in India, and Capitec Pay in South Africa. It is built for streaming, SaaS, gaming, and education merchants that charge in local currency without a local legal entity. Its recurring alternative payment methods (APMs), like digital and mobile wallets, are live in 12 markets.
Why Choose EBANX for Your Recurring Payment Needs
Unlock rapid global growth with an internal payment processor specifically designed for high-performing subscription models.
Card-Free Subscription Payments
EBANX supports recurring APMs, so you can serve customers who prefer local wallets and account-to-account payment methods.
Recurring Account-to-Account Rails
It is capable of processing via Pix Automático and Boleto in Brazil, UPI AutoPay in India, OXXO in Mexico, and Capitec Pay Recurring in South Africa. Customers authorize once, and later renewals run without a new checkout.
Recurring Wallets
Enables 200 local payment methods across 20+ global markets via leading regional wallets such as Mercado Pago (Brazil, Mexico, Chile, Argentina, Uruguay), Nequi (Colombia), Yape (Peru), Nubank (Brazil), Apple Pay (Brazil, Mexico), and Egypt's Meezan API.
Behavioral Fraud Scoring
Each transaction is scored on 100+ factors, including email, ZIP code, card details, and IP address.
How Recurring Charges Run in EBANX
EBANX handles the payment leg of each renewal. Plan logic, proration, and usage metering stay in your own recurrence engine.
Card Tokenization
The card is stored once in a PCI DSS-compliant vault, and every later charge uses the token.
Account Updater
Replaced or expired card credentials are refreshed so renewals don’t fail on stale data.
Retry Logic
Declined renewals are re-submitted, which cuts involuntary churn from soft declines.
Mandate-based APM Renewals
On Pix Automático and UPI AutoPay, the customer approves a mandate once, and each renewal debits the account under it.
Built to Improve Approval Rates and Cut Churn
Local billing intelligence turns more attempts into successful payments.
Billing at the Right Day and Time
EBANX bills when a customer is more likely to have enough balance, which helps avoid declines for insufficient funds. A/B testing of billing logic helps refine the timing further.
Trusted MID Path
Recurring transactions are submitted through the right route with acquirers and banks. Issuer risk rules can be more flexible for low-risk subscribers on this path.
Virtual Card Detection
EBANX identifies BINs from virtual cards with dynamic numbers or CVVs. Customers are told they must register a new card or CVV at each billing.
Mastercard Small Tickets in Brazil
The program offers lower interchange fees on small-ticket debit transactions and supports recurring payments for small-value orders.
Recurring Payment Methods Supported Across Latin America
Accept the cards and local methods your subscribers already use.
- Argentina: Débito Inmediato (Debin), Visa, Mastercard, American Express, Diners Club, Naranja, and Cabal
- Brazil: Visa, Elo, Mastercard, American Express, and Diners Club (credit and debit)
- Chile: Servipag, bank transfer, Webpay, Magna, CRM, Presto, and major card brands
- Colombia: Visa, Mastercard, American Express, Diners Club, and Codensa
Flexible Plans for Every Subscription Model
Manage any billing infrastructure from SubscriptionFlow while EBANX handles local collection.
Freemiums, Trials, and Promotions
Provide free periods or promotional months, then move to the standard billing cycle.
Fixed Fee Plans
Bill a fixed amount automatically on the set interval, with account updater support.
Period-Based and Usage-Based Plans
Charge flexible amounts based on the billing period or each account's usage.
Custom Billing Cycles
Set billing to weekly, monthly, annually, biannually, or any custom period.
Fraud Protection and Compliance Built In
EBANX combines a localised anti-fraud and payment optimization solution with monitoring for subscription-specific abuse, such as free-trial abuse and card-testing schemes. It also keeps you aligned with local regulations, taxes, and fees, with full transparency. Unified reconciliation across all EBANX countries keeps your finance team’s reporting simple.
Connect EBANX with SubscriptionFlow
Setting up your integrated payment engine takes just a few quick steps.
Connect Your EBANX Account
Authenticate your credentials within the SubscriptionFlow integration settings menu.
Configure Currency and Regional Preferences
Choose the target emerging markets and activate your preferred localized payment methods.
Map Subscription Plans and Schedules
Match the subscription plans, pricing tiers, and trial periods with payment schedules.
Unlock Global Subscription Revenue
Connect SubscriptionFlow with EBANX recurring payments and turn rising-market demand into predictable recurring revenue. Get started today and activate the EBANX payment gateway in your SubscriptionFlow account.