Automate PayU Recurring Payments with SubscriptionFlow
PayU is a global fintech leader functioning as both a payment gateway and a payment processor. It improves transaction approval rates while cutting costs for merchants across 50+ markets. Connect the Pay U payment gateway with your subscription billing and collect recurring revenue automatically, securely, and across borders.
Online Payment Solutions Built for Your Growth
PayU brings the gateway, processing, smart routing, and security together in one platform, so every payment is faster, safer, and more likely to succeed.
Explore New Markets
Expand your consumer base in key regions like Central and Eastern Europe (Romania, Poland), Latin America (Brazil, Argentina, Mexico, and others), Africa (South Africa, Nigeria, Kenya, and Ghana), etc.
Gateway and Processor in One
PayU acts as both payment gateway and payment processor, and in some markets as the acquiring bank too. This minimizes technical friction by eliminating intermediaries, removing extra markup fees, and reducing operational overhead.
Smart Routing and Instant Payment Retry
PayU’s decision engine routes each transaction to give it the best chance of approval, and retries failed payments instantly.
3D Secure Support
Enables merchants to automatically comply with authentication regulations for online payments, such as PSD2 SCA. The platform utilizes an online exemption engine that takes decisions in real-time and minimizes the PCI scope.
How PayU Recurring Payments Work
One integration connects your subscription billing to the entire PayU ecosystem.
One API, Many Partners
SubscriptionFlow connects to PayU once. Behind that single API sit PayU’s processing partners (APMs, APM aggregators, and acquirers), PayU Platforms, PayU Credit, and PSP alliances with collecting and technical PSPs.
Tokenization for Automatic Billing
PayU’s cross-platform tokenization vault uses secure tokens to replace card details. SubscriptionFlow then charges subscribers on every billing cycle, without exposing sensitive data or asking customers to re-enter details.
Decision Engine and Instant Retry
PayU’s decision engine routes each payment to improve approval success rate. If a renewal fails, an instant retry can recover the revenue and reduce involuntary churn.
Real-Time Dashboard and Reporting
Track renewals and revenue with PayU’s real-time payment dashboard, consolidated reporting, and advanced analytics.
Let Subscribers Pay the Way They Prefer
Minimize the chances of customers abandoning the cart due to unfamiliar payment methods.
Cards and Digital Wallets
Enable card payments across the whole world, including Click to Pay. Subscribers can choose their preferred card or wallet and be billed automatically, without re-entering details at every renewal.
Online Bank Transfers
Combined with QR payments, PayU maintains direct connectivity to over 70 banks worldwide. It gives customers who prefer not to use cards a familiar, trusted way to pay.
Deferred Payments
Offer pay-later options such as Klarna, Twisto, PayPo, BLIK Pay Later, and PragmaPay for business loans. Customers can pay later while you receive the funds instantly, which can help lift conversions and order values.
Local Payment Schemes
PayU’s experience in local markets lets you offer the methods customers already use every day, such as BLIK, one of the most used payment methods in Poland. Familiar options build trust at checkout and make it easier to enter new markets.
Payment Security You Can Trust
Every recurring transaction through the PayU gateway is protected by industry-leading security standards.
- PCI DSS Level 1 certified: PayU takes on the responsibility of safeguarding cardholder data, helping reduce your PCI scope
- 3D Secure 2 authentication: Meet European strong customer authentication requirements with the latest 3DS protocol and PayU’s smart routing engine
- 24/7 risk analysis and fraud detection: Advanced anti-fraud systems help block suspicious transactions before they cost you money.
- Tokenization: Payment data is encrypted and tokenized, protecting both merchants and consumers and enabling a more secure checkout
PayU Recurring Payments for Every Kind of Business
Whatever you sell and however you scale, PayU and SubscriptionFlow turn one-time buyers into loyal, long-term subscribers.
Enterprise
Expand your enterprise operations to emerging markets with personalized offerings designed for complex corporate needs. Process high-volume transactions accurately across more than 50 markets.
SMB
Enable simple, highly effective payment solutions specifically designed for small and medium-sized businesses. Benefit from fast, straightforward onboarding in selected markets to start accepting payments quickly.
Marketplace
Manage your cash flow efficiently, split commission rates, and generate in-depth financial reports with a single click. Simplify payment operations for multi-vendor environments effortlessly.
Hospitality
Leverage the instant payment services of the PayU payment gateway that offer seamless connectivity to a suite of leading CRM systems. Enhance guest payment experiences from initial booking all the way to checkout.
Direct Acquiring in Emerging Markets and Local Regulatory Mastery
Beyond gateway routing and processing, PayU operates as a licensed direct acquiring bank across key emerging regions, including Central and Eastern Europe, Latin America, and Africa. By navigating complex local financial regulations and tax compliance on your behalf, PayU enables SubscriptionFlow users to establish a legal local presence in high-growth markets without opening regional entities. This direct footprint helps to remove cross-border interchange costs while unlocking higher authorization rates from domestic card issuers.
Launch PayU Recurring Payments in 3 Simple Steps
Go from setup to your first automated subscription payment quickly.
Connect PayU to SubscriptionFlow
Connect your PayU merchant account to SubscriptionFlow
Set Up Plans and Billing Rules
Set your suitable plans, pricing, and billing cycles, and configure the payment methods you want to offer.
Start Collecting Recurring Revenue
Subscribers pay automatically while PayU and SubscriptionFlow handle the rest.
Ready to Simplify Subscription Billing?
Put the PayU payment gateway to work for your subscription business. Book a free demo with SubscriptionFlow today and start accepting PayU recurring payments.