Mollie Vs Stripe

Mollie Vs Stripe –Unveiling the Key Differences

When you need to opt for a payment gateway, you always compare one with the other. And of course, you must do market research to invest your money in the right payment gateway that will seamlessly integrate with your tech stack. This blog is based on the Mollie Vs Stripe debate. Before we delve into the details, you need to understand the fact that no SaaS product or payment gateway is the market leader. Even if there is a market leader, it doesn’t need to fit your business needs. The choice of a payment gateway depends on the following factors:

  • The region where you run business
  • Your targeted customers
  • Payment methods that you want to offer
  • Pricing of the payment gateways
  • Features and functionalities
  • Flexibility & scalability to integrate

Being a market leader is not the parameter to choosing the right payment gateway. Now, we will compare Mollie with Stripe to help you choose the payment gateway that will help your business scale and grow.

Payment Methods

At present, subscription businesses need to cater to diverse customers, and not all of them agree to pay with the same payment method. For instance, millennials find it convenient to pay online through their bank cards. However, Gen Z prefers modern and quicker payment methods. That’s the reason you always need to see payment methods that your customers prefer.

The payment methods that both Mollie and Stripe offer include the following:

  • Credit Card
  • Digital Wallets
  • Bank Transfers

However, there are many other payment methods that Mollie supports.

  • iDEAL
  • SEPA Direct Debit
  • PayPal
  • Apple Pay

Stripe also offers some of these payment methods but in specific regions of North America. On the flip side, Mollie offers its services in the European region. Some additional payment methods that Stripe offers include AliPay and WeChat Pay etc.

Stripe vs Mollie: the Price Comparison

When making the choice of the payment gateway, the price plays an important role. Most of the time, startups and small businesses having limited budget compromise on payment gateway. We suggest you do not hesitate to invest money in the right payment gateway. A payment gateway that is the best fit for your business plays a huge role in scaling and growing your business.

Mollie cuts from 1.8% to a maximum of 3% on each transaction plus 0.25 Euros. However, this percentage will vary depending on the region from where you are making the transaction and the payment method that the customer will opt for.

Coming towards the pricing plans offered by Stripe, it offers three plans:

  • Standard Pricing
  • Custom Pricing
  • Enterprise Pricing

Both Stripe and Mollie follow a pay-per-use pricing model, also, the pricing of Stripe is more detailed in comparison to Mollie. It’s important to note that Stripe’s pricing, fees, and features may be subject to change. So, always keep an eye on it.

Online Payment Security

Both Stripe and Mollie offer maximum payment security. They are PCI DSS compliant and offer Level 1 services. Mollie is a European-based online payment service provider (PSP) so all customer data that they process is stored in Dutch servers. These servers are monitored by their NOC team to prevent any data breaches. Mollie complies with the European Banking Authority’s Guidelines on the security of online payments and is permanently supervised by the Dutch central bank, DNB. Also, Mollie follows a Three Lines of Defence model to maximize online payment security. They get the services of internal auditors to ensure the security and efficiency of their payment processing system.

Coming towards Stripe’s security mechanism, they also ace in offering payment security and that’s the reason for their reputation in America and other regions. They encrypt customer bank card information, however, decryption information is stored in separate machines.

Thereby, you can trust both Mollie and Stripe for online payment security.

Region-Specific Services

Both Mollie and Stripe offer region-specific services. That means they do not offer all services in all regions. So, Mollie is offering payment processing services across Europe (more specifically in countries like Austria, Belgium, Croatia, Cyprus, Denmark, and many more).

When it comes to Stripe, it offers services across continents. In total, Stripe is available in more than 47 countries. Some of the major regions where Stripe offers services include:

  • North America: In this region, Stripe helps companies in the US and Canada.
  • Europe: Stripe provides services to companies in various European nations, including the Netherlands, Sweden, Germany, France, Spain, the United Kingdom, and Ireland.
  • Asia-Pacific: Australia, New Zealand, Japan, Singapore, Hong Kong, and South Korea are just a few of the nations that Stripe supports.
  • Latin America: Stripe provides services to companies in Mexico, Brazil, Argentina, Chile, and Colombia, among other nations.


Concluding Mollie vs Stripe comparison 2023, not all payment gateways offer everything, and not every payment gateway offers services in every region. However, you will opt for the payment gateway based on your location, the region where the targeted customers locate, and the payment methods that you need to offer your customers.

SubscriptionFlow offers you integration with both payment gateways. schedule a demo now to see how integration with Stripe or Mollie can help you streamline payment processing.