Simplifying eCommerce Payments with NMI BigCommerce Integration

Running an online store today is not just about selling your products, but it’s about creating an experience customers trust enough to come back again and again. And that trust usually dominates at checkout. When a payment fails, customers feel unsure about how they’re billed. Even the best products struggle to retain customers. That’s why choosing the proper payment infrastructure matters more than most merchants realise. E-commerce is no longer monolithic. It is built on interconnected systems, i.e., storefronts, payment gateways, subscription engines, fraud tools, and reporting layers. When one component fails, there’s an immediate impact: declined transactions, broken renewals, data mismatches, and lost revenue. To avoid this, NMI BigCommerce integration is essential.

NMI is not just a payment gateway. It acts like a central body to connect different processors and store payment details. With easy-to-use APIs and webhooks, businesses can control how payments work, track transactions, and automate payment actions without complexity. It can serve as the backbone for secure transactions, auto-billing, and growth. And with SubscriptionFlow, it can go further than a traditional payment processing solution to offer an even more innovative subscription management experience with fewer failed payments.

Why You Need NMI BigCommerce Integration

The NMI BigCommerce integration enables merchants to collect and manage payments directly from their e-commerce storefronts. To unlock further potential, pair your business with SubscriptionFlow. This software is designed specially for subscription management and managing recurring billing.

Seamless Payments Across Channels

This integration ensures a seamless payment process for the customer. Payments are done directly on your site without having to navigate to another site for the payment process. Customers find it fast and convenient to pay and do not have to worry about entering their payment details on another site. Due to this seamless process, the customer is likely to complete the transaction rather than abandoning the cart.

Enhanced Recurring Billing and Subscriptions

The NMI BigCommerce payment setup simplifies subscription payment processing. It includes advanced payment functionality that allows charges to be processed on a scheduled basis without human assistance. With advance payment functionality, whether your business offers subscription services, delivery boxes, or products, creating flexible plans, changing subscription details, upgrading/downgrading subscriptions, or applying prorated charges becomes a simplified process. Advance payment functionality simplifies payment processing by ensuring payments are made on time, helping businesses generate consistent income.

Secure Handling of Payment

For businesses, security is a key issue. NMI ensures secure payments via tokens. This allows secure tokens to replace payment information, thus protecting companies from fraud and reducing the scope required under the PCI standard.

Scalable Growth

Growing customer numbers demand more efficient payment management. The NMI integration for BigCommerce helps you manage high-volume payment processing, international payment types, multiple currencies, and worldwide payouts.

Advanced Fraud Prevention

NMI includes tools like address verification (AVS), CVV checks, velocity filters, and custom risk rules. With such features, BigCommerce merchants can ensure there’s no fraudulent activity without adding friction to the customer journey.

Key Features of NMI BigCommerce Integration

Some of the prominent features you get after availing NMI on your BigCommerce store with SubscriptionFlow:

Real-Time Payment Processing

Customers’ payments are authorised and captured instantly, enabling faster order fulfilment and improved cash flow.

You have done your part.
Let SubscriptionFlow take it from here!

Let us help your business grow with our powerful
subscription management software.

Subscription Management

Grow your recurring revenue with efficient subscription management. The integration supports automated billing, flexible cycles, billing retries, and dunning management.

Tokenisation and Vaulting

Sensitive card data is securely stored in NMI’s vault, minimising the merchant’s PCI compliance burden while keeping customer data safe.

Multi-Gateway Support

NMI can act as a single point of integration for multiple payment processors, providing merchants with flexibility and redundancy during outages.

Custom Payment Flows

NMI’s APIs enable merchants to create tailored checkout and payment flows that match their brand and business logic.

Reporting and Analytics

Merchants can get in-depth payment analysis to assess performance and follow trends to analyse customer behaviour.

How NMI BigCommerce Integration Works with SubscriptionFlow

To set up a robust integration ecosystem, you need to be connected to SubscriptionFlow.

Install SubscriptionFlow on BigCommerce

Begin by adding SubscriptionFlow to your BigCommerce store. This tool extends BigCommerce’s native functionality by enabling recurring billing and customer subscription dashboards.

Connect NMI Gateway

In the SubscriptionFlow dashboard, look for payment settings and opt for NMI as your payment gateway. You will need your NMI API keys, which are generated from your NMI merchant account.

Payment Options Setup

Determine the accepted payment methods and set up tokenization to store payment method information in an encrypted format for recurring payments.

Set Subscription Rules

You can set up your subscription plans and renewal rules as per your business needs and customer demands.

Test the Integration

Test your system beforehand. Implement test cards to ensure the entire system is functioning correctly.

Go Live and Monitor

Once testing is complete, go live! Track payments, subscription renewals, churn rates, and customer engagement.

Best Practices for NMI BigCommerce Integration

To make your integration most effective and ensure a smooth customer experience, consider these practices:

Implement Strong Customer Authentication (SCA)

As the global payment directives evolve, implement 3D Secure and other authentication tools to reduce decline rates and maximise approval rates.

Assess Churn and Optimise Retention

Utilise SubscriptionFlow’s analytics to recognise patterns to assess why subscriptions are cancelled. Offer incentives, tiered plans, and personalised messaging to improve retention.

Localise Payment Methods

If you have international customers, enable local payment options (such as digital wallets or alternative local methods) through NMI to minimise friction and increase conversions.

Educate Customers

Ensure clear communication at checkout about recurring billing, renewal dates, and cancellation strategies to build trust and reduce disputes.

Who Should Use NMI BigCommerce Integration?

The integration of NMI with BigCommerce is suitable for a wide range of businesses, from small online stores to large enterprises. If you’re a self-sufficient merchant who wants complete control over your payment process, NMI is a strong choice. It is invaluable for businesses that want flexibility in choosing payment processors rather than being locked into a single provider.

Small and medium-sized businesses see NMI as a benefit because it provides reliable payment processing without the need for complex development. Because BigCommerce already supports NMI, the store owner can connect the gateway with minimal setup and start accepting payments quickly. As such, this is ideal for merchants looking to cut some hassle while still getting a fully secure payment solution.

In addition, high-risk merchants or industries tend to prefer NMI, as it supports multiple processors and sophisticated fraud tools. Companies that process international sales can also take advantage of international currency processing compatibility.

Thus, if your BigCommerce store requires flexibility, security, and scalability, an NMI payment gateway solution could be a good starting point.

Simplify Online Payments with NMI BigCommerce Integration and SubscriptionFlow

The secret to the success of your online shops is to be fast, trusted, and coherent. The BigCommerce NMI Integration via SubscriptionFlow is much more than just a payment gateway.

SubscriptionFlow offers secure payments, versatile growth, and intelligent subscription solutions all under one roof.

With NMI’s flexible gateway, BigCommerce’s powerful e-commerce platform, and SubscriptionFlow’s subscription engine, a highly efficient system is created. The system designed with this subscription engine can be used to launch a new online subscription-based business or to maximize an existing one.