How to Manage Recurring Payments on Wix Using Peach Payments
Managing an online business with recurring payments comes with its pros and cons. On one hand, businesses offering recurring billing are flourishing significantly, promising more sales than traditional ways. On the contrary, there is a hassle to manage payments. For South African merchants on Wix, this problem is just the tip of the iceberg, as several other pain points like banking regulations, complicated rules for processing cards, and the need to ensure security and compliance also exist. This is where Peach Payments comes in. It is designed to address all these regional problems and make recurring billing simple and seamless. It supports transactions in local currency and ensures your business stays compliant with banking and card regulations.
But the problem doesn’t end here. Wix natively doesn’t support Peach Payments. This restricts businesses that want to charge customers on a monthly or annual basis. However, we have a solution to this problem as well. By integrating SubscriptionFlow with Wix, merchants can unlock the full potential of Peach Payments for their subscriptions and memberships. From secure card storage and recurring billing to automatic retries in local ZAR settlement, all without needing complex coding or server management.
Understanding Recurring Payments
Recurring payments refer to the transactions that are automatically deducted at a predefined interval. There can be weekly, monthly, or annual intervals. The most notable feature is that it doesn’t require the customers to manually approve each payment. It ensures predictable cash flow for businesses and smooth billing processes for customers.
Recurring billing is commonly used for
- Membership websites and online communities
- SaaS platforms and digital tools
- Fitness studios and coaching programmes
- Subscription boxes and exclusive digital content
- Retainer-based professional services
How Recurring Payments Work on Wix
Wix supports recurring payments mainly via its Wix Subscriptions and Wix pricing plan features. The app enables merchants to design plans with fixed billing cycles, including monthly, yearly etc. Moreover, merchants can also attach plans to services, pages, or digital content. After a customer selects the most feasible cycle, Wix redirects them to the payment request options. The selected payment method then handles card authorisation, storage (via tokens), and future recurring charges.
Managing Recurring Payments on Wix Using Peach Payments
Since Peach Payments doesn’t work on its own on Wix, merchants need a third-party subscription management platform to manage recurring payments. The most efficient way to do this is to integrate SubscriptionFlow first and then enable Peach Payments through SubscriptionFlow.
Understand the Role of SubscriptionFlow
The first step is to understand why there’s a need for a third-party subscription management tool like SubscriptionFlow. Undoubtedly, Wix is great for building websites and online stores, but its built-in subscription features only support a limited number of payment gateways. Peach Payments is not fully supported for recurring billing directly inside Wix. That’s why SubscriptionFlow is required. It helps merchants by:
- Handling recurring billing
- Managing customer subscriptions
- Automating change in subscription plans
- Connecting payment gateways such as Peach Payments to platforms like Wix
In simple terms, Wix manages your website, SubscriptionFlow handles your subscriptions, and Peach Payments takes care of the money.
Integrate Wix with SubscriptionFlow
Before Peach Payments can be utilised, there’s a need to integrate your Wix site with SubscriptionFlow. After integration, SubscriptionFlow actively manages your subscription plans via billing cycles, recurring charges, payment retries, and subscription status updates.
Without this integration, Wix is unable to charge customers on a recurring basis using Peach Payments automatically. Additionally, there is no way to securely store payment details for future charges. Another problem is that manual billing is required, which is not scalable. Hence, integrating SubscriptionFlow is not optional; it is mandatory.
Enable Peach Payments Inside SubscriptionFlow
Once there’s successful integration, the next step is to enable Peach Payments as the payment gateway within SubscriptionFlow. When Peach Payments is activated inside SubscriptionFlow, it can be enabled on your SubscriptionFlow checkout as well. You just need to connect this checkout to your Wix store. When customers go to your checkout to pay, their payments will be processed by Peach Payments automatically.
After payment authorization is given by customers, and the first payment is collected, recurring billing is handled by SubscriptionFlow. Here, it is important to note that Peach Payments is not directly connected to Wix. It can be accessed through SubscriptionFlow only.
Customer Checkout and Payment Flow
Enabling Peach Payments makes the recurring payment process quite simple and smooth for African Wix merchants. From the customer’s perspective, there is a hassle-free and secure payment process.
What the customer experiences:
- Customer visits your Wix website
- Proceeds to checkout
- Select the payment method of their choice
- Enter payment details
- Confirms the subscription
Behind this smooth procedure:
- SubscriptionFlow stores the subscription details
- Peach Payments securely processes the payment
- A payment token is saved for future recurring charges
With already saved information, customers avoid the hassle of re-entering payment details every time. They are charged automatically.
Payment Management
Once subscriptions are active, SubscriptionFlow becomes the main control panel for Wix merchants to manage recurring payments. Merchants can:
- Automatically make deductions via saved Peach Payment details
- View active subscriptions
- Retry failed payments automatically
- Manage payments for changed plans
- Send payment reminders and automatic billing invoices
- Access their subscription metrics
Security and Compliance Considerations
Security is a big concern while dealing with recurring payments. When a Wix merchant enables Peach Payment for its users, it ensures payment security for both businesses and customers.
Peach Payments ensures security via:
- PCI DSS Level 1 certification
- Encrypted communication
- Secure token storage
- Fraud prevention tools
For South African merchants, this makes compliance with:
- Regional banking standards
- International card scheme rules
- Data protection expectations
This offers you an enterprise-level payment security without establishing an enterprise-level infrastructure.
Why This Setup is the Best Solution
To manage recurring payments on Wix using Peach Payments, integrating SubscriptionFlow is the best setup. This setup offers various benefits, including:
- No need for custom coding
- Secure handling of recurring payments
- Complete subscription lifecycle management
- No manual inconvenience of billings and payment renewals
- Scalable solution for growing businesses
The most important point to consider is that the setup overcomes Wix’s limitations when it comes to recurring payments with Peach Payments.
Optimising Recurring Payments for Growth
Beyond a technical feature, recurring billing is an effective strategy to ensure long-term growth and strengthen business stability. For South African merchants using Wix, setting up recurring payments can make a huge difference in cash flow and customer loyalty.
One major approach to do so is to offer monthly and annual subscription plans. Users are more likely to opt for monthly subscriptions as they help them to maintain their budget. If merchants want to switch their customers to annual plans, they can incentivise long-term subscriptions with clear discounts or added value such as exclusive content or priority support.
Providing free or low-cost trials is another effective tactic to promote recurring payments. With trials, the entry barriers become low for new customers, enabling them to experience the product or service before committing to a paid plan. If executed successfully, trials help to increase conversion rates without escalating risks.
Clear communication also holds great significance. The merchants must ensure billing dates, renewal terms, and pricing are easily understandable and clearly displayed. To increase the local customer base, sellers should offer charges in South African rand (ZAR). Transparency builds trust and reduces disputes and chargebacks.
Finally, it is important to monitor failed payments. Tracking decline reasons and retrying payments at optimal times can recover revenue that might otherwise be lost. Having a strong local expertise, Peach Payments delivers higher approval rates than international-only gateways, helping South African Wix merchants maximise the full potential of recurring billing.
Final Thoughts
Managing recurring payments with Peach Payments on Wix doesn’t have to be complicated. By setting up subscriptions via SubscriptionFlow, you can enable Peach Payments, which offer secure processing that helps you to create a smooth, reliable billing experience for both you and your customers. Not only does it save time, but it also builds trust via consistent and hassle-free payments. With the right setup in place, recurring payments become a powerful way to stabilize cash flow and achieve long-term goals.