Choosing the Best Payment Gateway in Switzerland For Seamless Payment

This is the age of frictionless digital commerce. And choosing the best payment gateways to power cashless payments is the only way to stay ahead of the curve in this ever-growing, ever-faster-paced eCommerce business.

Switzerland is the 23rd largest eCommerce market, with a projected turnover of $15,752.8 million in 2023 alone. Revenue is estimated to rise at a compound annual growth rate (CAGR) of 12.4% between 2023 and 2027, resulting in a market volume of $25,140.4 million by 2027.

These numbers indicate how Switzerland has largely shifted away from a cash-heavy economy. So, if you’re a Swiss company looking to expand or an international company looking for a market in the region, keep reading!

In this article, we will look at the best payment gateways in Switzerland so you can choose the best solution for your business, achieve seamless payment processing, and grow your business!

Why Use a Payment Gateway in Switzerland?

A payment gateway is an online service that allows businesses to take credit or debit card payments, digital wallets, or other electronic payment methods from their customers. It encrypts and transports critical financial data across a digital tunnel, shielding both your consumer and your company from data theft and fraudulent conduct.

Payment gateways operate as a bridge between your online store and the payment processor, allowing funds to be sent securely from the customer’s bank account to the merchant’s account via the Internet. They are a crucial component of e-commerce operations and are widely employed to power electronic payments by all firms.

READ MORE: A Guide to Payment Gateways for Dummies

Top Payment Gateways Operating in Switzerland

We have compiled a list of the most popular payment gateway in Switzerland to understand what exactly they offer that makes them so well-received.


With over 250 million clients, PayPal is one of the leading choices for e-commerce payment gateways. According to a survey by Statista, PayPal is the most popular payment gateway in Switzerland.

Many businesses prefer PayPal Payments as their preferred solution since it is a simple and quick way to facilitate online purchases. Because of its extensive fraud prevention features, it is ideal for businesses that do not want to suffer financial or security concerns. It is the most common payment channel for enterprises in Canada, and many Canadian business owners prefer PayPal to keep consumer credit card information on their own servers.

Its fees are solely determined by the service supplied. The standard industry rate is 2.9% plus $0.30 for each successful transaction.  If the monthly volume is met, the 2.9% falls to as low as 1.9% + $0.30.

The pro solution, which accepts American Express, Visa, and Mastercard, has a monthly fee of $35 in addition to the standard transaction fees. Despite its robustness, it is not one of the most affordable systems on the market, since fees can quickly build up, especially when using alternative payment methods.


Adyen is one of the most technologically advanced online payment processing businesses in the world. It is available in over 20 countries and accepts and processes payments in over 120 currencies. This is fantastic news for Swiss businesses wishing to develop abroad.

Through its payment processing, payment gateways, and merchant accounts, Adyen has excelled at providing cutting-edge omnichannel payment processing and a unified company experience.

READ MORE: The Ultimate Payment War: Stripe vs PayPal vs vs Adyen


Another well-known payment processor that was acquired by PayPal in 2013 is Braintree. Braintree, headquartered in Chicago, Illinois, was created in 2007 and offers a number of payment options, including credit cards, debit cards, and PayPal balances, as well as features similar to PayPal, such as recurring billing and fraud protection.

It is a developer-friendly platform with a wide range of payment alternatives, minimal transaction fees for most payment methods, and seamless international payments.

Braintree is well-known for providing straightforward APIs and user-friendly interfaces for a wide number of programming languages and platforms. It is also known to be more business-oriented and can work really well for B2B enterprises. is a prominent online payment gateway in Switzerland and merchant services provider based in the United States. It enables businesses to securely accept and process online payments through various channels, such as e-commerce websites, mobile applications, and in-person transactions.

As a payment gateway, acts as a secure intermediary between a merchant’s website or application and the financial institutions involved in the payment process. It encrypts sensitive payment data, facilitates transaction authorization and settlement, and ensures the secure transmission of information. offers a range of features to simplify payment processing for businesses. It supports multiple payment methods, including credit cards, debit cards, and electronic checks. The platform provides tools for fraud prevention, such as Address Verification Service (AVS) and customizable fraud filters. It also offers recurring billing capabilities for subscription-based services and secure customer data management.

Businesses using can access comprehensive reporting and analytics features to gain insights into sales trends and customer behavior. The platform integrates seamlessly with various e-commerce platforms, shopping carts, and third-party applications. Moreover, provides developer-friendly resources, such as APIs and SDKs, to customize and integrate payment processing functionality. is trusted by businesses of all sizes for its reliability, security, and excellent customer support. It is widely used to handle online payments securely and efficiently, making it a popular payment solution in the industry.

READ MORE: Authorize.Net vs PayPal: Which Payment Service Does Your Business Need?


Stripe is the most widely used online payment processing integration solution in the Northern Hemisphere. It is also one of the most popular eCommerce payment gateways in Switzerland, which has always emphasized empowering Internet businesses through the provision of good developer tools and flexible solutions for the vast majority of online firms.

It is a third-party payment processor that helps organizations orchestrate frictionless payments, powering in-app mobile purchases, providing rich reporting capabilities, and exceptional marketplace and subscription features.

Payment terminals, virtual transactions, and mobile payments are also available through these Canadian payment processors. As a result, physical stores may be able to take digital currencies with ease.

Stripe does not impose any annual or startup fees. The only price is 2.9% + $0.30 for every successful transaction, which is the industry standard.


Payrexx is a Swiss-based online payment solution provider that offers a range of tools and services to businesses and individuals for accepting payments online. It provides a comprehensive platform that allows users to create customized payment pages, online shops, and donation forms without requiring extensive technical knowledge.

With Payrexx, users can create branded payment pages and embed them on their websites, and social media platforms, or share them via email. The platform supports various payment methods, including credit cards, PayPal, cryptocurrencies, and direct bank transfers, making it convenient for customers to make payments using their preferred option.

Payrexx offers features such as recurring payments, subscription management, invoice generation, and customizable checkout processes to cater to different business needs. It also provides advanced reporting and analytics tools to track payment transactions, generate sales reports, and gain insights into customer behavior.

Additionally, Payrexx emphasizes security and data protection, ensuring that transactions are processed securely and comply with industry standards. The platform is designed to be user-friendly, with intuitive interfaces and responsive customer support to assist users with any questions or issues they may encounter.

Overall, Payrexx aims to simplify the process of accepting online payments and enable businesses of all sizes to establish a professional and efficient online presence.

Choosing the Right Payment Gateway in Switzerland

Carefully considering these factors can help you select a payment gateway that aligns with your business requirements, provides a secure and seamless payment experience for your customers, and supports your business growth.

Without further ado, let us take a look at the several key factors you to consider before deciding on a payment gateway:


Security should be a top priority. Ensure that the payment gateway adheres to strict security standards and compliance requirements, such as Payment Card Industry Data Security Standard (PCI DSS) compliance. Look for features like tokenization and encryption to protect customer data during transmission and storage.

Payment Methods

Consider the payment methods supported by the payment gateway. It should offer a wide range of options, including credit cards, debit cards, digital wallets, and alternative payment methods, to cater to your customer’s preferences.

Integration and Compatibility

Check if the payment gateway integrates smoothly with your existing website, e-commerce platform, or other systems. Look for compatibility with popular shopping carts, APIs, and developer resources to ensure a seamless integration process.

User Experience

Evaluate the user experience provided by the payment gateway. It should offer a user-friendly interface for both merchants and customers, with clear instructions, intuitive navigation, and responsive design for different devices.

Fees and Pricing

Understand the fee structure and pricing model of the payment gateway. Look for transparency regarding transaction fees, setup costs, monthly fees, and any additional charges. Compare pricing among different providers to find the most cost-effective option for your business.

Fraud Prevention

Consider the fraud prevention and risk management tools offered by the payment gateway. Look for features like fraud detection, address verification, and customizable fraud filters to minimize fraudulent transactions and protect your business.

Customer Support

Assess the quality and availability of customer support provided by the payment gateway. It is crucial to have responsive customer support to address any technical issues or concerns that may arise.

Scalability and Growth Potential

Consider the scalability of the payment gateway to accommodate your business’s future growth. It should be able to handle increasing transaction volumes and support additional features or services as your business expands.

Reporting and Analytics

Check if the payment gateway provides comprehensive reporting and analytics capabilities. Access to transaction data, sales reports, and customer insights can help you make informed business decisions and optimize your payment processes.

Reputation and Reviews

Research the reputation of the payment gateway provider. Look for reviews, testimonials, and case studies from other merchants to gauge their satisfaction with the service and reliability of the payment gateway.

Final Word

Thus, Switzerland has numerous payment gateway providers, each with its unique set of services and pricing. Always consider transaction prices, payment methods supported, security levels, accessible integrations, and customer service quality, among other things, when choosing one for your organization.

The correct payment gateway will undoubtedly be a game changer for your organization, allowing you to orchestrate efficient payment processing while also developing your business.